Nutrien Ag Solutions

What is NPay^®?

NPay is a Nutrien Ag Solutions financial solution that offers farmers flexible and convenient payment terms on merchandise, fertiliser and livestock invoices. Eligible customers can choose to accept NPay and automatically apply NPay to applicable invoices if payment is not received by the due date. With NPay, you have the ability to choose when you pay qualifying invoices within a 12 month period.

There are no setup fees or account keeping fees, just a monthly interest rate of 1% per month (12% per annum).

NPay is a new feature of the Nutrien Ag Solutions Digital Hub, so you can use the same login and trade account details if already signed up and simply accept NPay on your account when prompted.

Why use NPay^®?

Easy
set-up

For existing eligible customers, NPay can be set up using our Digital Hub. Just turn on NPay in the Digital Hub and accept the offer.
Invoice
Flexibility

Payment terms for your qualifying invoices will be automatically extended if you choose not to pay by the due date.
Simple cost
structure.

NPay has no setup fees or account fees. Interest is 1% per month compounded (12% PA)*.

*Eligibility criteria must be met. Terms and conditions apply.
You are in
control.

Choose when you pay within a 12 month period, online and at your convenience.

I'm already set up

Login to Digital Hub & Accept NPay^®
Login & Accept NPay
I have a Trade Account but need to

Register for Digital Hub
Register today
I'm new to Nutrien

Register for a Trade Account
Contact your local branch

The seasonality of farming cashflow is not only affected by growing, producing and harvesting timelines, but also elements that are entirely out of your control.

Farmers can face short-term cashflow squeezes, making it tough to take advantage of opportunities when they appear. At times, we all need a little extra flexibility. For example, perhaps the recent floods impacted your profits last harvest, but all signs point towards a bumper harvest next season. But cashflow is tight. How are you going to fund the seed, fertiliser and crop chemicals you need now? This is where NPay can help.

With NPay, you could buy the inputs you need now, but pay for them later (within 12 months of the due date for those invoices). No need to talk to your bank manager - use NPay online, in your own time. It's that simple.

Even if you don't need it today, by setting up an NPay Account you will have flexibility at your fingertips, if and when you need it.

Accept NPay

How NPay^® Works

Set-Up NPay^®

Step 1
To access NPay you need to have an active Trade Account and Digital Hub login with Nutrien Ag Solutions.
Step 2
Accept NPay via the Digital Hub
Step 3
Once accepted and eligible, you can start using NPay on your merchandise, fertiliser and livestock invoices.
Applying NPay^®
to Invoices
- NPay is automatically applied to eligible merchandise, fertiliser and livestock invoices if you choose not to pay by the due date.
- At this time NPay cannot be used with insurance, wool, or water products and services.
Cost structure
- If your trade account is in good standing and active, NPay will be made available to you and your invoices.
- NPay has no setup fees or account fees. Interest is 1% per month compounded (12% PA)*.

Accepting NPay^®

You'll need your Nutrien Ag Solutions
Digital Hub account details.

Please note we recommend activating NPay on a desktop device.

1. Accept NPay^®
Login to Digital Hub, view the NPay offer, and accept NPay payment terms.

2. NPay^® now available
Allow 24 hours for NPay terms to be applied to eligible invoices and any changes reflected in your account balance.

What are farmers saying about Nutrien?

NPay is designed with simplicity and transparency in mind. It offers flexibility to pay on your terms and suit your business cash flow.